Skip to content
Dubai Residential Properties — Powered by Seiki Properties

Investor Decision Tool 01

LRS Calculator

Understand a planned overseas property remittance against the applicable LRS framework and estimate TCS exposure. This is an educational calculator, not tax or legal advice.

Remittance

Remittances already made under LRS in the current financial year.

Use your bank/authorised dealer's current rate.

LRS purpose

Education and medical treatment remittances follow a different TCS treatment and are outside the scope of this tool.

Results update as you type.

Estimate

Total planned LRS usage this financial year
USD 100,000
Remaining LRS capacity before this remittance
USD 250,000
Remaining LRS capacity after this remittance
USD 150,000
INR amountsEnter an INR per USD rate to see INR and TCS estimates.
—

Within the annual LRS limit.

Estimated only. Your authorised dealer/bank and tax adviser should confirm the applicable treatment for your circumstances. TCS is a tax collection mechanism and is not a final tax liability.

How this is calculated

Remaining LRS capacity is the annual limit less the LRS already used in the current financial year.

Prior and planned remittances are converted to INR at the rate you enter. The amount crossing the threshold is calculated as max(0, combined − threshold) − max(0, prior − threshold), and 20% of that crossing amount is shown as estimated TCS.

Estimated only. Your authorised dealer/bank and tax adviser should confirm the applicable treatment for your circumstances.

Assumptions

  • Annual LRS limit of USD 250,000 for a resident individual.
  • TCS threshold of ₹10,00,000 of LRS remittances in a financial year, with 20% applying to the amount above that threshold for purposes other than education or medical treatment.
  • TCS is applied only to the incremental amount that crosses the threshold, not to the whole remittance.
  • A single exchange rate is applied to both prior and planned remittances.
  • TCS is a tax collection mechanism, not a final tax liability.

Sources and verification

Last verified: September 2026

Important disclaimer

This tool is for educational and planning purposes only. It does not constitute legal, tax, financial or immigration advice. Rules and requirements can change; verify current requirements with the relevant authority and qualified professional before acting.